بسم الله الرحمن الرحيم

Zakat Calculator

Calculate your annual Zakat with Fiqh-specific nisab thresholds and live gold/silver prices.

Settings
Choose your Fiqh, period, and market price basis. Rates auto-refresh from gold.pk on each load.

Default per Fiqh: Silver. You can override if advised by your scholar.

Shows pro‑rated amount; core rate remains 2.5% yearly.

Auto-fetched from gold.pk

Last updated: 06 Oct 2026

USD uses the rate above.

Assets & Investments
Enter values in PKR; gold/silver in grams. Investment notes vary by type.

Gold jewellery valued by selected purity, then reduced by your wastage setting.

20%

Range 5–20% (default 20%).

Generally zakatable on full market value.

Often zakat on dividends only; principal excluded.

Approximate by market value unless breakdown known.

Asset usually not zakatable; rental cash is.

Liabilities
Debts due within this lunar year (deductible)
Summary
Based on your inputs and selected Fiqh
Gold jewellery (selling value)Rs 0
Silver valueRs 0
Total assetsRs 0
LiabilitiesRs 0
Net zakatable wealthRs 0
Nisab threshold (silver)Rs 361,733
Below nisab threshold for the selected basis.
Notes: Trade goods at current sale value; property assets usually not zakatable (rental cash is); long‑term stocks typically zakat on dividends only. Confirm with your scholar.
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Historical Nisab Reference
Indicative values for recent years (gold and silver basis) to help review past obligations.
Gold‑basis (≈ 87.48 g)
  • 2026: Rs 3,284,961
  • 2025: ~ Use average of last year’s price
  • 2024: ~ Use average of year price
Silver‑basis (≈ 612.36 g)
  • 2026: Rs 361,733
  • 2025: ~ Use average of last year’s price
  • 2024: ~ Use average of year price

Tip: If you track historical prices, replace these with your own numbers for accurate back‑calculation.

Eligibility & Rightful Recipients
Guidance based on classical Islamic jurisprudence (consult your scholar for personal rulings).

Who must pay Zakat?

  • Adult, sane Muslim who owns wealth above the nisab.
  • Assets held for one lunar year (hawl) such as cash, trade goods, gold/silver, and liquid investments.
  • Net of immediate liabilities due within the zakat year.
Note: Specifics can vary by school; verify with a qualified scholar.

Primary recipients (Qur’an 9:60)

Fuqara

The poor with insufficient means.

Masakin

The destitute/needy.

Amileen

Administrators of zakat.

Mu’allafat al‑Qulub

Those whose hearts are to be reconciled.

Riqab

For freeing captives/debt bondage.

Gharimeen

Debtors unable to repay.

Fi Sabilillah

In the path of Allah (per scholarly guidance).

Ibn al‑Sabil

Stranded travelers in need.

This section is for educational clarity and does not replace a fatwa. Distribution should prioritize local verified needs and reputable charities.

Zakatable assets & liabilities by Fiqh

Hanafi
  • Cash, trade goods, gold and silver, livestock, and business assets held for trade are zakatable.
  • Personal items (home, car, clothing) are not zakatable; deduct short‑term debts.
Further reading: NZF Knowledge Base (Hanafi resources)
Shafi'i
  • Cash, gold/silver, and trade stock are zakatable; intention and hawl apply.
  • Non‑trade personal assets not zakatable; deduct due debts within the year.
Further reading: SeekersGuidance (Shafi'i)
Maliki
  • Cash, trade goods, agricultural produce, and livestock covered; gold/silver per nisab.
  • Personal use items exempt; deduct immediate liabilities.
Further reading: SeekersGuidance (Maliki)
Hanbali
  • Zakat due on cash, gold/silver, trade goods, certain livestock; hawl and nisab conditions.
  • Personal residence and essentials exempt; short‑term debts deductible.
Further reading: NZF Knowledge Base (Hanbali coverage)
Fiqh‑e‑Jafri (Ja'fari) — Khums vs Zakat
  • In Ja'fari fiqh, Zakat is obligatory primarily on specified categories (e.g., gold/silver meeting nisab, certain livestock, select staples) and not generally on cash or trade stock.
  • Khums (one‑fifth) is a distinct annual obligation on surplus income/savings after yearly expenses and on specific gains; it is separate from Zakat with different recipients.
  • This calculator focuses on Zakat; Khums is not computed here. Consult your scholar for Khums calculation and distribution.
Further reading: Al‑Islam.org — Khums (One‑Fifth)Further reading: Ayatollah Sistani — Islamic Laws: Khums

These notes are concise summaries. Always verify rulings with a qualified scholar for your circumstances.